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Insurance Claims

Denied or Underpaid Claims

Insurance Claims Call


Insurance Claims

Themis Legal Group handles property insurance claims for residential property, commercial property, rental property, associations, businesses, aircraft, boats, and more.  With our experienced team, we’re the only professionals that you need for your insurance claims, underpaid, and denied insurance claims.


Damage can occur to more than just your home. We handle property insurance claims for residential property, commercial property, rental property, associations, businesses, aircraft, boats, and more.

Weather-Related Property Damage
Weather-related property damage includes that from rain, hurricanes, tornadoes, flooding, lightning, hail, and wind. Weather-related property damage insurance claims are among the most frequent, especially in Florida and Texas. Claims submitted resulting from Hurricane Irma alone reached nearly 1 million. Of those, insurance companies denied 32%, many of which could be paid if the property owners had proper representation. As with any claim, make sure you document the damage, keep damaged materials, and log conversations with your insurance company.

Non-Weather-Related Property Damage
Non-weather-related property damage includes that from fire, fallen trees, air conditioning leaks, water heater leaks, sewage backups, pool damage, and mold. Other examples include damage resulting from appliance broken pipes or malfunctions and leaks from one condominium unit to another. These types of property insurance claims are also very common in Florida and Texas. One of our clients had a water leak under the kitchen sink. The insurance company denied the claim but we were able to recover $15,000 for our client.

Water & Broken Pipes, Including Drain Lines & Cast Iron Pipes
Water leaks and sewage backups are common causes of property damage. Supply lines with incoming water can break or develop holes, releasing anywhere from a few gallons to thousands of gallons into the property. Toilets can overflow and do the same thing. Drain lines are often made of cast iron which may break and fail. Failure can include blockage which can cause waste water and sewage to back up into your property. Contact us if you have signs of water damages such as: water coming through the floors, walls or ceiling; drains, toilets and showers backing up or not draining properly; swollen wood or laminate flooring; cracked or tenting tile flooring; bad smells; in condominiums, water coming into your unit from the unit above or from the common areas; or mold that seems to appear for no reason. We can help you determine if your insurance company is responsible for the damage and repair.

Mischief-Related Property Damage
Mischief-related property damage includes that from theft, burglary, and vandalism. Stolen AC compressors, art theft, graffiti, damage from renters, and cargo theft are a few examples. Although less common, these types of property damage insurance claims also frequently occur throughout Texas. Unfortunately, insurance companies often deny these claims.

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Insurance Bad Faith

When An Insurance Company Fails To Honor Your Insurance Policy

When an unanticipated event happens — a car accident, an illness, a house fire — we go to our insurance companies for answers. Insurance bad faith occurs when an insurance company fails to provide coverage for a policy-covered event or occurrence. This can involve denying a claim altogether or paying out less than what the claim is worth.

We handle insurance bad faith claims involving all types of insurance:

  • Flood insurance

  • Homeowners insurance

  • Health insurance

  • Property insurance

  • Fire insurance

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